.v4-fam{overflow-x:clip}.v4-fam .fm-crumb{font-size:14px;color:var(--t3);padding-top:22px}.v4-fam .fm-crumb a{color:var(--blue);font-weight:700}.v4-fam .fm-hero{padding:22px 0 32px;align-items:center}.v4-fam .fm-hero h1{font-size:50px;line-height:1.05}.v4-fam .fm-anchor{scroll-margin-top:96px}.v4-fam .fm-visual{position:relative;border-radius:28px;padding:36px 24px;background:radial-gradient(120% 90% at 0 0,#F6D9C8 0,rgba(246,217,200,0) 60%),linear-gradient(150deg,#DCE7EE,#F3ECDC 55%,#F8D9C4)}.v4-fam .fm-who{background:#fff;border-radius:22px;border:1px solid var(--filet2);overflow:hidden;box-shadow:0 30px 60px -40px rgba(15,58,77,.5)}.v4-fam .fm-who .wh{background:var(--blue);color:#fff;padding:14px 18px;display:flex;justify-content:space-between;flex-wrap:wrap;font-weight:800;font-size:15px;gap:4px 10px}.v4-fam .fm-who .wh span:last-child{color:var(--onblue2);font-weight:700}.v4-fam .fm-who .wr{display:flex;align-items:center;gap:12px;padding:12px 18px;border-top:1px solid var(--filet2)}.v4-fam .fm-who .wr>div{min-width:0}.v4-fam .fm-who .av{width:36px;height:36px;border-radius:50%;background:var(--sable);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:14px;flex:0 0 36px}.v4-fam .fm-who .av.c{background:#F6D9C8;color:#8a3d18}.v4-fam .fm-who .nm{font-weight:800;font-size:15px}.v4-fam .fm-who .pl{font-size:13px;color:var(--t2)}.v4-fam .fm-who .st{margin-left:auto;font-size:12.5px;font-weight:800;border-radius:999px;padding:5px 10px;white-space:nowrap}.v4-fam .fm-who .st.ok{background:var(--ok-b);color:var(--ok-t)}.v4-fam .fm-who .st.info{background:var(--info-b);color:var(--info-t)}.v4-fam .fm-who .st.warn{background:var(--warn-b);color:var(--warn-t)}.v4-fam .fm-who .wt{display:flex;justify-content:space-between;gap:10px;padding:13px 18px;border-top:1px solid var(--filet2);background:var(--sable2);font-weight:800}.v4-fam .fm-who .wt span:first-child{font-weight:600;color:var(--t2);font-size:14px}.v4-fam .fm-sx{padding:48px 0;border-top:1px solid var(--filet2)}.v4-fam .fm-sx.fm-noborder{border-top:0}.v4-fam .fm-sx h2{font-size:32px}.v4-fam .fm-sx h3{font-size:19px;font-weight:800;margin:24px 0 8px;letter-spacing:-.01em}.v4-fam .fm-sx .sur+h2{margin-top:10px}.v4-fam .fm-lead{font-size:18px;color:var(--t2);line-height:1.55;margin:12px 0 0;max-width:760px}.v4-fam .fm-txt{font-size:16.5px;color:var(--t2);line-height:1.6;margin:14px 0 0;max-width:780px}.v4-fam .fm-txt b{color:var(--ink)}.v4-fam .fm-note{font-size:14px;color:var(--t3);margin-top:12px;line-height:1.5}.v4-fam .fm-center{text-align:center}.v4-fam .fm-ctarow{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.v4-fam .fm-bul{list-style:none;padding:0;margin:16px 0 0;display:grid;gap:10px;max-width:820px}.v4-fam .fm-bul li{position:relative;padding-left:26px;font-size:16.5px;color:var(--t2);line-height:1.55}.v4-fam .fm-bul li:before{content:"";position:absolute;left:4px;top:9px;width:9px;height:9px;border-radius:50%;background:var(--coral)}.v4-fam .fm-bul li b{color:var(--ink)}.v4-fam .fm-grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin-top:22px}.v4-fam .fm-grid3{grid-template-columns:repeat(3,minmax(0,1fr))}.v4-fam .fm-grid3,.v4-fam .fm-grid4{display:grid;gap:16px;margin-top:22px}.v4-fam .fm-grid4{grid-template-columns:repeat(4,minmax(0,1fr))}.v4-fam .fm-two{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:48px;align-items:start}.v4-fam .fm-panel{background:#fff;border-radius:20px;padding:22px 24px;border:1px solid var(--filet2)}.v4-fam .fm-panel h3{margin-top:0}.v4-fam .fm-panel p{font-size:15.5px;color:var(--t2);line-height:1.55;margin:8px 0 0}.v4-fam .fm-panel .pr{font-weight:800;color:var(--ink);font-size:15px;margin-top:12px}.v4-fam .fm-panel.soft{background:var(--sable2);border-color:transparent}.v4-fam .fm-panel .fm-bul{margin-top:8px}.v4-fam .fm-panel .fm-bul li{font-size:15.5px}.v4-fam .fm-ol{counter-reset:s;list-style:none;padding:0;margin:20px 0 0;display:grid;gap:14px;max-width:820px}.v4-fam .fm-ol li{counter-increment:s;position:relative;padding:8px 0 0 58px;min-height:44px;font-size:16.5px;color:var(--t2);line-height:1.55}.v4-fam .fm-ol li:before{content:counter(s);position:absolute;left:0;top:0;width:42px;height:42px;border-radius:50%;background:var(--sable);color:var(--ink);font-weight:800;display:flex;align-items:center;justify-content:center}.v4-fam .fm-ol li b{color:var(--ink)}.v4-fam .fm-steps4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px;margin-top:14px}.v4-fam .fm-steps4 div{background:#fff;border-radius:12px;padding:10px 12px;font-size:13.5px;font-weight:700;color:var(--ink);border:1px solid var(--filet2);overflow-wrap:anywhere}.v4-fam .fm-steps4 div.on{background:var(--ok-b);color:var(--ok-t);border-color:transparent}.v4-fam .fm-phone{background:#fff;border-radius:28px;border:1px solid var(--filet);padding:18px;max-width:300px;margin:0 auto;box-shadow:0 20px 50px -30px rgba(15,58,77,.45)}.v4-fam .fm-phone .bar{height:5px;width:70px;border-radius:9px;background:var(--filet);margin:0 auto 16px}.v4-fam .fm-phone .lbl{font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--sur)}.v4-fam .fm-phone .big{font-size:30px;font-weight:800;letter-spacing:-.02em;margin-top:4px}.v4-fam .fm-phone .meter{height:10px;border-radius:9px;background:var(--sable);margin:12px 0 6px;overflow:hidden}.v4-fam .fm-phone .meter i{display:block;height:100%;width:60%;background:var(--blue);border-radius:9px}.v4-fam .fm-phone .s{font-size:13.5px;color:var(--t2)}.v4-fam .fm-phone .ask{margin-top:16px;border-radius:14px;background:var(--coral);color:var(--ink);text-align:center;font-weight:800;padding:12px;font-size:15px}.v4-fam .fm-ex{background:#fff;border-radius:20px;border:1px solid var(--filet2);overflow:hidden;display:flex;flex-direction:column}.v4-fam .fm-ex .eh{background:var(--blue);color:#fff;padding:16px 20px;display:flex;align-items:center;gap:10px;font-weight:800}.v4-fam .fm-ex .eh .d{margin-left:auto;font-size:13px;color:var(--onblue2);font-weight:700;white-space:nowrap}.v4-fam .fm-ex .eb{padding:16px 20px;flex:1}.v4-fam .fm-ex .row{display:flex;justify-content:space-between;gap:10px;font-size:15px;color:var(--t2);padding:6px 0}.v4-fam .fm-ex .row b{color:var(--ink);white-space:nowrap}.v4-fam .fm-ex .row.disc b{color:var(--ok-t)}.v4-fam .fm-ex .tot{display:flex;justify-content:space-between;align-items:baseline;border-top:1px solid var(--filet2);margin-top:8px;padding-top:12px;font-weight:800}.v4-fam .fm-ex .tot .big{font-size:28px;font-weight:800;letter-spacing:-.02em}.v4-fam .fm-ex .per{font-size:14px;color:var(--t2);text-align:right}.v4-fam .fm-ex .ef{padding:0 20px 20px}.v4-fam .fm-ex .ef .btn{font-size:16px;padding:14px 18px}.v4-fam .fm-band{background:var(--blue);color:#fff;border-radius:28px;padding:40px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}.v4-fam .fm-band h2{color:#fff}.v4-fam .fm-band p{color:var(--onblue2);margin:10px 0 0;font-size:17px}.v4-fam .fm-faq{background:#fff;border-radius:20px;overflow:hidden;margin-top:26px}.v4-fam .fm-faq .qa{border-top:1px solid var(--filet2)}.v4-fam .fm-faq .qa:first-child{border-top:0}.v4-fam .fm-faq summary{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:20px 24px;font-size:17px;font-weight:800;color:var(--ink);cursor:pointer;list-style:none;min-height:44px}.v4-fam .fm-faq summary::-webkit-details-marker{display:none}.v4-fam .fm-faq summary:hover{background:var(--sable2)}.v4-fam .fm-faq summary .pm:before{content:"+";color:var(--blue);font-size:20px;font-weight:700}.v4-fam .fm-faq details[open] summary .pm:before{content:"\2212"}.v4-fam .fm-faq .a{padding:0 24px 20px}.v4-fam .fm-faq .a p{margin:0 0 10px;font-size:16px;line-height:1.55;color:var(--t2)}.v4-fam .fm-faq .a p:last-child{margin-bottom:0}.v4-fam .fm-aidebox{background:#fff;border-radius:20px;padding:24px;display:flex;gap:20px;align-items:center;justify-content:space-between;flex-wrap:wrap;border:1px solid var(--filet2);margin-top:20px}.v4-fam .fm-aidebox .h{font-size:15px;color:var(--t2);max-width:640px;line-height:1.55}.v4-fam .fm-sticky{display:none}@media (max-width:1023px){.v4-fam .fm-grid4{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:900px){.v4-fam .fm-grid2,.v4-fam .fm-grid3,.v4-fam .fm-two{grid-template-columns:minmax(0,1fr)}.v4-fam .fm-two{gap:28px}.v4-fam .fm-hero{padding-top:14px}.v4-fam .fm-hero h1{font-size:34px}.v4-fam .fm-visual{padding:20px 14px;margin-top:8px}.v4-fam .fm-sx{padding:36px 0}.v4-fam .fm-sx h2{font-size:26px}.v4-fam .fm-steps4{grid-template-columns:repeat(2,minmax(0,1fr))}.v4-fam .fm-band{padding:28px 22px;border-radius:22px}.v4-fam .fm-phone{max-width:320px}.v4-fam .fm-sticky{display:block;visibility:hidden;transform:translateY(110%);transition:transform .2s,visibility .2s;position:fixed;left:0;right:0;bottom:0;z-index:40;padding:10px 16px calc(10px + env(safe-area-inset-bottom));background:rgba(248,241,227,.96);border-top:1px solid var(--filet);box-shadow:0 -8px 24px -18px rgba(15,58,77,.5)}.v4-fam .fm-sticky.on{visibility:visible;transform:none}.v4-fam .fm-sticky .btn{padding:14px 18px}.v4-fam footer{padding-bottom:calc(84px + env(safe-area-inset-bottom))}}@media (prefers-reduced-motion:reduce){.v4-fam .fm-sticky{transition:none}}@media (max-width:420px){.v4-fam .fm-who .wr{padding:11px 12px;gap:10px}.v4-fam .fm-who .wh,.v4-fam .fm-who .wt{padding:12px}}